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Can I afford to buy a property in London? How will I increase my chances?

It’s never easy to invest in a property especially in London since property prices today are increasing and lenders are more cautious on lending. Well here are some tips that can help you buy a home in London
 
You can own a property by Shared Ownership. This is a government project that gives you a chance to buy a sale with a share between 25% to 75% on a property. You may consider buying a bigger share when the time comes that you can afford to.
 
Another scheme organized by the government is the Help to Buy Scheme, this can help you go up the housing ladder or you can move up. This platform helps you buy a new-build or any existing house priced at or under £ 600,000 with the very least deposit of only 5%.
 
You can always be a tenant in common if you have friends with the same situation that may be willing to buy a property and consider yourselves as tenants, this act is called Buy with Friends. A minimum of 4 people can be tenants in common and it doesn’t require any equal shares to the property. Still since it’s a shared property it is advisable to consult legal information and create a declaration in all parties involved.