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What Is Indemnity Insurance

An Indemnity Insurance is a policy that tackles issues about the property’s planning permission, deeds and building regulations. This insurance maybe needed for instance, if the solicitor is not able to provide the completion certificate to assure the buyer that the property was built within the building regulations.
Compared to other insurances, indemnity insurance is a one-off premium which does not require any annual renewal after the property is sold to another buyer. However, the payment for this insurance is made by either the buyer or the seller.
Even if it’s not required some mortgage providers include an indemnity insurance to their mortgage offer. Your solicitor is the one responsible in advising you if the insurance is needed or not anymore.